Homeownership
Coverage of Homeownership in the Nexus archive.
- The American dream: 250 years of homeownership
The article highlights 250 years of homeownership in the American dream and states that ownership creates opportunity.
- Harvard’s housing report has a darker message than affordability—the middle-class home was always a historical accident
A Harvard study reveals that the historical era of middle-class homeownership in the U.S. was an anomaly driven by specific conditions, not a natural economic norm. The 2026 State of the Nation’s Housing report highlights persistent affordability challenges, weakening demand, and structural issues like student debt and job market instability exacerbating the crisis.
- Homeowner satisfaction high in Gateway Cities despite a host of financial challenges, new poll finds
A new poll of 850 Massachusetts homeowners reveals high overall satisfaction with homeownership in Gateway Cities despite significant financial challenges, including housing affordability pressures, risk of foreclosure, and disparities in homeownership rates among racial groups. Gateway City homeowners face higher costs for home repairs and competitive markets, with non-white and lower-income residents disproportionately affected.
- Bipartisan housing bill aims to boost homeownership. Could it work?
The 21st Century ROAD to Housing Act, supported by both parties, aims to reduce major investors' ability to hoard homes to increase homeownership.
- House to accelerate housing bill consideration, final passage as soon as Tuesday
The House will begin consideration of a bipartisan housing bill Tuesday, with a potential final vote the same day, accelerating plans to pass the legislation. The Senate is set to vote on the 21st Century ROAD to Housing Act Monday, and President Donald Trump is expected to sign it by Wednesday. The bill aims to address housing affordability, boost homeownership, and increase supply amid cost-of-living concerns and a tight legislative window before the August recess.
- More 30-somethings staying in parents’ homes amid housing crunch
More young adults under 35 are living with their parents due to a housing crunch, with 33.9% residing at home in 2020. Rising housing prices, up 34% since the pandemic, are cited as the primary barrier to homeownership, despite high employment rates among those staying at home.
- Loan originator breaks down the basics of homeownership
A local loan originator emphasizes that preparation is essential before potential homebuyers start looking at listings or attending open houses.
- Don’t buy the hype: Homeownership is usually not such a great deal
The article challenges the common belief that renting is 'throwing your money away,' stating that data does not support the claim that homeownership is typically a better financial decision.
- Homeownership Isn’t Working Out for British Millenials
British millennials are experiencing challenges with homeownership, which is not working out as expected. The article highlights issues specific to this demographic regarding property ownership.
- The real cost of owning a home
The article discusses the hidden costs of homeownership beyond the mortgage, including property taxes, insurance, maintenance, and unexpected repairs. It highlights how these expenses can significantly impact financial planning and long-term savings.
- This factor may determine whether you get rich. You don't control it.
A new study reveals that family wealth is a significant determinant of homeownership, often playing a more crucial role than earning a good salary. The research suggests that securing a well-paying job may be insufficient for purchasing a home without existing family financial resources.
- Tens of millions of Americans will never own a home — consequences will be severe
The real estate market has stagnated for two years due to high mortgage rates, reducing homeownership and middle-class wealth. This trend is linked to lower civic engagement and rising populism.
- Fewer non-homeowners expecting to buy a home within 5 years: Gallup
A Gallup poll shows that 19% of non-homeowners expect to buy a home within the next five years, down from 25% in 2025. The decline reflects reduced optimism among Americans about homeownership in the near term.
- Parents helping Gen Z become homeowners through generational wealth, study finds
A study reveals that parents are helping Gen Z achieve homeownership through generational wealth, despite broader affordability challenges in the U.S. This trend highlights intergenerational support in overcoming housing barriers.
- Parents helping Gen Z become homeowners through generational wealth
Parents are increasingly supporting Gen Z in achieving homeownership through generational wealth, despite broader affordability challenges in the U.S. This trend highlights intergenerational financial assistance as a key factor in navigating housing market difficulties.
- Where Did All the Affordable Homes Go?
The article explores the disappearance of affordable housing options, questioning market dynamics and policy failures. It highlights rising costs and limited availability impacting residents' ability to afford homes.
- Dream Big with a Home Equity Loan
The article promotes home equity loans as a tool for achieving large-scale goals. It emphasizes financial planning and homeownership opportunities through leveraging home equity.
- Want Cash Out of Your Home? Here Are Your Best Options
The article outlines various methods to obtain cash from homeownership, including home equity loans, refinancing, and selling the property. It emphasizes financial flexibility and options for accessing home value.