retirement income
Coverage of retirement income in the Nexus archive.
- How to use TIPS in your portfolio
Treasury Inflation-Protected Securities (TIPS) are presented as tools to hedge against inflation, manage investment risk, and safeguard retirement income. The article emphasizes their role in portfolio strategies for these specific financial goals.
- I’m 67 with a $140,000 pension. Should I wait until 70 to claim Social Security so my wife gets more?
A 67-year-old individual with a $140,000 pension is considering delaying Social Security claims until age 70 to maximize benefits for their spouse. They express concern that retirement income would drop to $30,000 annually after their death.
- Annuity options are growing in 401(k)s, but adoption remains limited
Annuity options are increasing in 401(k) plans as workers express concerns about retirement income and longevity risks. However, adoption of these options remains limited despite their growing availability.
- My husband and I are 75. We have $1.5 million in stocks and $425,000 in savings. Is that too much cash?
A 75-year-old couple has $1.5 million in stocks and $425,000 in savings. They are debt-free, and the husband will receive 80% of his salary upon retirement.
- How much of your retirement income can creditors take?
Creditors have limited access to retirement income due to protective laws, but there are exceptions that apply in certain situations. These laws vary and may not completely prevent creditors from taking retirement funds. Retirement income protection depends on specific circumstances and applicable laws.
- Can debt relief protect your Social Security or retirement income?
Debt relief may help protect retirement income under specific conditions and with proper strategy. The article explores how financial planning can safeguard Social Security or retirement funds from debt-related risks.