auto insurance

State Farm Mutual Automobile Insurance Company announced a $5 billion cash-back dividend to its policyholders because it is a mutual company owned by those customers. To qualify for the payout, individuals must have had an active personal auto insurance policy in 2025 with qualifying premiums. The distribution of payments is expected to take several months and will be communicated to eligible customers via email or physical letter.

An appeals court upheld a California regulation permitting insurers to charge unmarried drivers higher auto insurance rates. The decision maintains the practice of using marital status as a factor in determining car insurance costs in the state.

A retired individual with a landline reports receiving calls from people claiming to represent home and auto insurance agencies. The callers have difficult-to-understand accents and appear to operate from a busy environment. The person questions whether these calls are from legitimate budget agencies or scams.

A court ruling in California allows insurance companies to charge higher auto insurance rates for single adults and widows based on their marital status. The decision removes previous restrictions that prevented insurers from using marital status as a factor in setting rates.

Louisiana's property insurers are implementing rate decreases equal to the number of increases for the first time in five years, with 20 new companies licensed to write homeowners' insurance and four already generating $200 million in new premiums. Auto insurance companies have seen over 40 rate decreases due to fewer accidents and claims, but commercial auto and trucking insurance remain stagnant due to high lawsuit costs.