U.S. News

Mortgage rates increased on July 21, 2026, with 30-year purchase rates at 6.742% and refinancing rates at 6.874%. Rising oil prices linked to the U.S. war in Iran and persistent inflation are driving higher interest rates. The Federal Reserve's hawkish policy outlook and stable labor data further support elevated rates, with experts predicting they will remain above 6% for the 30-year term in the near future.

Today’s 30-year mortgage rates for purchases fell to 6.736%, while refinance rates rose to 6.85%. Rising oil prices due to Middle East conflicts, persistent inflation, and a hawkish Federal Reserve have kept rates elevated, with experts predicting they will remain above 6% for the 30-year term in the near future.

Wellesley College, an all-women's college, faces a Title IX complaint alleging it admits biological male transgender students, violating its status as a women's institution. The complaint, filed by Defending Education, claims the college's 2015 policy allows applicants who identify as women, including trans individuals, and argues this undermines Title IX compliance.

Today’s 30-year mortgage purchase rate rose to 6.64%, driven by the Federal Reserve’s hawkish stance on future rate hikes amid persistent inflation. Refinance rates also increased, with the 30-year rate at 6.738%. Higher oil prices from the U.S. war in Iran and strong labor data contributed to elevated inflation, which experts suggest will keep mortgage rates above 6% for years.

The article discusses key signs to identify trustworthy senior care providers, emphasizing low staff turnover and high employee engagement as critical factors. A 2026 U.S. News survey found 83% of seniors prioritize staff trustworthiness in selecting care options. The first sign highlighted is a care team that is not over-stretched, ensuring consistent and attentive care for residents.

Today’s 30-year mortgage purchase rate rose to 6.586%, up from 6.577% the previous day, with experts predicting rates will remain above 6% for the 30-year term. The increase is linked to higher oil prices due to the U.S. war in Iran, which has driven inflation to 3.8% annually, the highest since May 2023.

Citi has stopped accepting new applications for the Citi Custom Cash Card, which offered up to 5% cash back on the highest-eligible spending category each month. Existing cardholders can still use the card, but it may not return with updated features. The U.S. Bank Cash+ Visa Signature Card is suggested as an alternative with flexible bonus categories and a $250 sign-up bonus.

Today’s 30-year mortgage purchase rate decreased to 6.537% on June 1, 2026, down from 6.591% the previous day. Refinance rates for 30-year mortgages are 6.632%, with 15-year rates at 5.679%. Experts attribute recent rate fluctuations to rising oil prices due to the U.S. war in Iran and inflationary pressures, with expectations of rates remaining above 6% for the 30-year term in the near future.