Leslie Tayne

Federal student loan borrowers must act by July 1 to address upcoming changes affecting repayment plans. A debt relief attorney advises contacting loan servicers, gathering financial documents, and reviewing household budgets to avoid delinquency.

Federal student loan borrowers face changes starting July 1, with a debt relief attorney advising them to contact loan servicers and review repayment plans. Borrowers should gather financial documents and assess their budgets to avoid delinquency, as private loan holders are unaffected.

Federal student loan borrowers must act before July 1 changes impact repayment plans, as advised by debt relief attorney Leslie Tayne. Borrowers are urged to contact loan servicers, review financial documents, and assess household budgets to identify suitable repayment programs.

The article explains that overdraft fees, typically around $35, can be waived by contacting banks and negotiating. It outlines steps such as explaining the situation, providing a timeline for resolving the negative balance, and leveraging customer history. Financial institutions may refund fees if the overdraft is a rare occurrence.

Debt relief attorney Leslie Tayne recommends creating a summer budget, using dedicated savings accounts for camps and travel, and considering a 'no spend' summer to save for winter. She also highlights free summer activities as cost-effective alternatives.

Debt relief attorney Leslie Tayne advises planning a summer budget, using dedicated savings accounts for expenses like camp or travel, and considering a 'no spend' summer to save for winter. She highlights payment plans for programs and free summer activities as cost-saving strategies.

Debt relief attorney Leslie Tayne advises creating a summer budget, using dedicated savings accounts for camps or travel, and considering a 'no spend' summer to save for winter. She also highlights free summer activities like fairs, parks, and festivals to manage expenses.