Dossier
IRMAA
Coverage of IRMAA in the Nexus archive.
- The hidden retirement cost of selling your home could be higher Medicare bills
Retirees selling highly appreciated homes may face higher Medicare premiums due to income-related monthly adjustment amounts (IRMAA). Large home sales can temporarily spike taxable income, pushing retirees into higher IRMAA brackets years later. Financial experts advise planning home sales before age 63 or using IRS capital gains exclusions to mitigate this risk.