Debt Collector
Coverage of Debt Collector in the Nexus archive.
- [US] Keep getting text from a “debt collector” about a gym when I have never stepped foot in any gym ever
A person is receiving text messages from 'Aldous & Associates' claiming to represent YouFit Gyms and offering debt resolution options, despite the individual never using a gym, signing contracts, or living in states where YouFit Gyms operate. The sender suspects the messages are a scam, as YouFit Gyms are not present in their state and no physical correspondence has been received.
- [US] Someone seems to be trying to pose as Progressive to take my money and scam me,even got my checking account number!
A user received a debt notice from Progressive Select Insurance via Caine & Weiner, a debt collector, claiming a $236.99 owed. They previously signed up for a one-month Progressive auto insurance policy using their partner's debit card but now face an unexpected $150 debit from their own checking account, which they closed to recover the funds. The user suspects a scam involving their checking account number.
- Called by a debt collector...
A person received a suspicious debt collection call about a $2,000 ambulance bill from 2024. The caller, with a thick accent, requested personal information and payment details, raising concerns about a potential scam. The individual is anxious and has not yet received confirmation via email.
- [US] possible debt collector callS, real or scam?
A user received multiple calls from a number listed as 'Merchants and Medical Collection,' which they suspect could be a scam or legitimate debt collector. The number has a local 810 area code, differing from the agency's official 1-800 numbers, and left a silent voicemail. The user has unpaid debt from two years ago but has not received any mail despite moving twice with forwarding.
- Can overtime pay be garnished by a debt collector?
The article addresses whether overtime pay can be garnished by a debt collector and advises understanding wage garnishment rules related to it.
- Can debt collectors freeze a joint bank account if you owe them money?
A debt collector may be able to freeze a bank account, but joint accounts have complicated rules. Debt collectors can freeze accounts if you owe them money, affecting joint account holders. The rules surrounding joint accounts and debt collection are complex.
- Can you qualify for credit card debt forgiveness if your bank account is frozen by a debt collector?
A frozen bank account due to debt collector actions indicates severe financial distress but may also present an opportunity to resolve the issue through credit card debt forgiveness options.
- What happens if a debt collector garnishes your wages and freezes your bank account?
A creditor with a judgment can garnish wages and freeze bank accounts simultaneously. This dual action causes significant financial distress for individuals.