Credit Bureaus
Coverage of Credit Bureaus in the Nexus archive.
- [US] Someone keeps using my information to open accounts, but uses my personal email.
A person reports unauthorized accounts opened in their name using their personal email, with each account linked to different addresses in another state. They have frozen their credit and filed identity theft reports, but are confused why the perpetrator uses their email. Customer service confirmed a savings account required their Social Security Number.
- [US] Law Enforcement Scam and Feeling Like a Chump
A 37-year-old healthcare professional lost $12,000 to a law enforcement impersonation scam involving threats of arrest warrants and professional license revocation. The scammer used fear and isolation tactics, directing the victim to a Bitcoin ATM and Zelle for payments. The victim later filed reports with local police, FBI, FTC, and froze their credit.
- Democratic senators raise alarm over credit reporting errors from student loan servicers
Democratic lawmakers are pressuring the three largest U.S. credit bureaus over allegations of unaddressed incorrect reports from federal student loan servicers. Senate Banking Committee ranking member Elizabeth Warren raised concerns in a letter shared with The Hill.
- What happens when your unpaid credit card debt is charged off?
A credit card charge-off does not eliminate debt, it is a step taken by creditors when a payment is severely overdue. The charge-off is reported to credit bureaus and can negatively impact credit scores. Debt collection efforts may continue after a charge-off.