Every American's health insurance bill may be at risk — and ACA premium spikes could be a warning sign

ACA premiums are rising sharply, with a proposed 15% median increase for 2027, impacting individuals like Donna Rowell, who pays $530 monthly. A 2021 policy decision to stop funding low-cost ACA premiums in 2025 contributed to the spike, leading 14% of Tennesseans to drop coverage. Rhonda Clark, who relies on ACA for care, found her plan insufficient and unaffordable, now paying out-of-pocket for medical expenses.