He works 3 jobs and may have to drain his retirement to afford a $600 student-loan payment surge

Luke Helton, a 33-year-old working three jobs, faces a $600 monthly student-loan payment increase under a Trump-era repayment overhaul. He borrowed $80,000 for undergrad and $119,000 for law school, with an additional $103,000 in loans from his stepdad. He may drain his retirement savings or file for bankruptcy to cover the payments.