Max Levchin on why Affirm wants to be your smarter older sister

Max Levchin, founder and CEO of Affirm, built the company to act as a 'smarter older sister' by helping customers make better financial decisions rather than profiting from their mistakes. He discusses how this philosophy influences Affirm's products and culture, as well as his immigrant engineer background and study of dystopian science fiction to prevent an undesirable AI future in consumer finance.