How ‘convenient spending’ may be silently draining your budget

Convenient spending, such as subscriptions, takeout, and coffee, can silently drain budgets by hundreds of dollars, according to personal finance expert Kionnie Epps. She advises conducting a spending audit of the past 30-60 days to identify unnecessary expenses like delivery services or subscription fees. Epps emphasizes assessing whether purchases were essential or could have been replaced with alternatives like homemade meals.