Obamacare premiums surged this year. A new analysis shows it’s likely to happen again in 2027

A new analysis by KFF reveals that Affordable Care Act (Obamacare) insurers are proposing a 14% median premium increase for 2027, following a 20% rise in 2026. Insurers attribute the hikes to rising healthcare costs, expired federal subsidies, and a sicker, smaller enrollee pool, disproportionately affecting middle-class individuals.