11th Circuit skirts dispute over insurers defending pharmacies from opioid crisis lawsuits

The 11th Circuit declined to resolve whether insurers must defend pharmacies in opioid crisis lawsuits, instead certifying the issue to Georgia and Florida's Supreme Courts due to ambiguity in state insurance law. Insurers argue their policies exclude coverage for economic losses tied to the opioid epidemic, while the lawsuits allege pharmacy practices caused bodily injuries like addiction and overdose.