A millennial who hit 'Coast FIRE' says the first step to financial independence has nothing to do with number-crunching

Andy Hill achieved 'Coast FIRE' in 2020, allowing him to quit his corporate job. He emphasizes that the first step toward financial independence is 'dreaming' about an ideal life rather than focusing on numbers. Coast FIRE involves building a portfolio that grows via compound interest to reach retirement goals without requiring full-time work.