Why DeFi lending needs an "external circuit breaker" to prevent cascading liquidations

The article discusses the need for an external circuit breaker in DeFi lending to prevent cascading liquidations, and presents a predictive safety layer using an 8-model ensemble to detect market regimes. The system aims to identify high-risk regimes and adjust LTV ratios before a crash happens. The author seeks feedback from DeFi developers on integrating the risk score into lending contracts.