The Great Pet Insurance Rip-Off: Cancelled cover, slippery excuses, animals in agony and owners facing a terrible choice. But there ARE ways to make sure you get your payout, says expert BEVERLEY CUDDY

Pet insurance companies are accused of canceling policies and using excuses to avoid payouts, leaving pets in agony and owners in financial distress. Expert Beverley Cuddy highlights strategies to ensure insurance claims are honored.